Preserving shared community by protecting public equity and creating investor value.
Specialized Equity Finance Associates, LLC (SEFA) is the only company focused on the over $60 billion public equity mortgage market. We are creating a new origination- to- securitization financial channel that protects jursidictional equity and offers augmented security to mortgage debt holders, and our strategy is simple— aggregate information and design products for the market, rather than forcing the market into ill-fitting existing channels and products.
Our principals have worked extensively with restricted equity, community and inclusionary zoning, and deed restrictions for over two decades. We’re steeped in the culture, benefits, and challenges of this housing sector and its evolution created our innovative approaches. We speak the language because we've walked the talk, and we are singularly positioned to capture this market. As we do, we will not only provide outstanding investor returns, we will also serve the social goal of increasing responsible home ownership and equity growth, all while serving the political objectives of equity-sharing jurisdictions.
Get in touch with us to explore partnerships, or use the contact form at the bottom of this page to inquire whether our firm is right for you.
Contact
➤ LOCATION
Vail, CO 81657
☎ CONTACT
info@sefassoc.com
(970) 485-2784
Expertise
market analysis
Chamonix Housing, Vail Colorado
The public equity housing sector is growing, evolving, and highly fragmented. SEFA is building a unique informational fortress using deliberate data aggregation. SEFA will use that information fortress in mortgage products designed around customer needs - enhancing security, reducing investor risk, and generating superior returns.
discrete market dominance
Aggregated financing of special equity properties holds the promise and the complexity of the Wild West. There’s a lot of potential, but the rules can seem convoluted and vague at best. Delivering and protecting a restricted housing product involves competing considerations for a jurisdiction, homeowner, originator, and underwriter. We know the players, and understand their needs. Moreover, we have a proven track record of building aligned solutions to create win-win opportunities.
housing Preservation
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Middle-class home ownership has been under assault by rapidly escalating real estate costs leading to stressed and hollowing communities. Governments and specialized non-profits (Community Land Trusts) are filling that gap through innovative tools that involve sharing equity with home buyers to ensure long term affordability. Our approach involves deploying hundreds of established strategic relationships and innovative capital solutions to further the goal of greater responsible home ownership.
corporate engagement
“To prosper over time, every company must not only deliver financial performance, but also show how it makes a positive contribution to society."
- Larry Fink
Our firm offers an immediate opportunity to add business lines with real, measurable social impact that are also attractive financial performers.
FINANCIAL PRODUCT DESIGN
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With products designed around jurisdictional necessities and priorities, SEFA is poised to become the national lender of choice for over $5 billion of new and refinancing mortgages per year. Presently, jurisdictional requirements are disregarded, thwarting public sector objectives and greatly reducing the efficiency of the officials' and non-profit executives' efforts. In short, because we understand equity-sharers needs, we are uniquely positioned to build mortgages that satisfy their constituencies, while providing better value for borrower and enhanced security for investors.
securitization/sale
Market dominance in the shared-equity space will provide SEFA and its partners with a $4-5 billion/year flow of extremely high quality secured mortgages avialable to securitize. Moreover, security holders will have the benefit of a highly ethical investment that meets both financial and social impact goals. Additionally, our informational and relationship edge provides SEFA and its partners with advataged return levels.
“Do well by doing good.”
Let's Chat.
Use the form below to contact us regarding your inquiry.